Payment Methods

import MoneiSDK from 'monei-sdk';

const monei = new MoneiSDK({
  apiKey: process.env.MONEI_API_KEY,
});

// Get all payment methods for a subwallet
const paymentMethods = await monei.paymentMethods.getAll({
  subWalletId: 'subwallet_id_here'
});

paymentMethods.forEach(method => {
  console.log('Type:', method.type);
  console.log('Nickname:', method.nickname);
  console.log('Status:', method.status);
  console.log('Is Default:', method.isDefault);
  console.log('Last Used:', method.lastUsedAt);
  console.log('---');
});

// Add a new card
const card = await monei.paymentMethods.create({
  type: 'CARD',
  subWalletId: 'subwallet_id_here',
  nickname: 'My GTBank Card',
  card: {
    cardNumber: '5531886652142950',
    cvv: '564',
    expiryMonth: '09',
    expiryYear: '32',
    cardHolderName: 'JOHN DOE'
  }
});

console.log('Card added:', card.id);
console.log('Nickname:', card.nickname);
console.log('Last 4 digits:', card.details.last4);

// Add USSD payment method
const ussd = await monei.paymentMethods.create({
  type: 'USSD',
  subWalletId: 'subwallet_id_here',
  nickname: 'GTBank USSD',
  ussd: {
    bankCode: '058'
  }
});

console.log('USSD method added:', ussd.id);
console.log('Bank:', ussd.details.bankName);

// Get payment method by ID
const method = await monei.paymentMethods.get('pm_abc123');

console.log('ID:', method.id);
console.log('Type:', method.type);
console.log('Nickname:', method.nickname);
console.log('Status:', method.status);
console.log('Is Default:', method.isDefault);
console.log('Usage Count:', method.usageCount);
console.log('Last Used:', method.lastUsedAt);
console.log('Capabilities:', method.capabilities);
console.log('Details:', method.details);

// Set as default
await monei.paymentMethods.setDefault('pm_abc123');

console.log('Payment method set as default');

// Verify
const method = await monei.paymentMethods.get('pm_abc123');
console.log('Is Default:', method.isDefault);

// Deposit with saved payment method
const deposit = await monei.wallet.depositWithPaymentMethod({
  amount: 25000,
  paymentMethodId: 'pm_abc123',
  reference: 'DEP-' + Date.now(),
  currency: 'NGN',
  redirectUrl: 'https://yourapp.com/payment/success',
  narration: 'Wallet funding'
});

console.log('Deposit initiated:', deposit.reference);
console.log('Status:', deposit.status);

// Handle next action if required
if (deposit.nextAction) {
  console.log('Action required:', deposit.nextAction.type);
  
  if (deposit.nextAction.type === 'requires_otp') {
    // Prompt user for OTP
    const authorized = await monei.wallet.authorizeDeposit({
      type: 'otp',
      reference: deposit.reference,
      otp: '123456'
    });
  }
}

// Delete payment method
await monei.paymentMethods.delete('pm_abc123');

console.log('Payment method deleted successfully');