Payments

import MoneiSDK from 'monei-sdk';

const monei = new MoneiSDK({
  apiKey: process.env.MONEI_API_KEY,
});

// Pay MTN airtime
const payment = await monei.billsPay.buyElectricity({
  billerId: 'mtn-ng',
  customerId: '08012345678',
  amount: 1000,
  type: 'PREPAID'
});

console.log('Payment Successful!');
console.log('Reference:', payment.reference);
console.log('Status:', payment.status);
console.log('Amount:', payment.amount);
console.log('Fee:', payment.fee);
console.log('Total Paid:', payment.totalAmount);
console.log('Customer:', payment.customerName);
console.log('Biller:', payment.billerName);

async function completeBillPayment(billerId, customerId, amount) {
  try {
    // 1. Validate customer
    console.log('Step 1: Validating customer...');
    const validation = await monei.billsValidation.validate({
      billerId: billerId,
      customerId: customerId,
      type: 'PREPAID'
    });
    
    console.log('✓ Customer validated:', validation.customerName);
    
    // 2. Check wallet balance
    console.log('\nStep 2: Checking balance...');
    const wallet = await monei.wallet.getWallet();
    const balance = parseFloat(wallet.nairaBalance);
    
    if (balance < amount) {
      throw new Error(`Insufficient balance. Have: ₦${balance}, Need: ₦${amount}`);
    }
    
    console.log('✓ Sufficient balance:', balance);
    
    // 3. Confirm payment details
    console.log('\nPayment Summary:');
    console.log('Biller:', validation.billerName);
    console.log('Customer:', validation.customerName);
    console.log('Amount: ₦' + amount);
    
    // 4. Make payment
    console.log('\nStep 3: Processing payment...');
    const payment = await monei.billsPay.buyElectricity({
      billerId: billerId,
      customerId: customerId,
      amount: amount,
      type: 'PREPAID'
    });
    
    console.log('\n✓ Payment successful!');
    console.log('Reference:', payment.reference);
    console.log('Status:', payment.status);
    console.log('Total Paid: ₦' + payment.totalAmount);
    
    return payment;
    
  } catch (error) {
    console.error('Payment failed:', error.message);
    throw error;
  }
}

// Usage
await completeBillPayment('mtn-ng', '08012345678', 1000);

// Check payment status
const status = await monei.billsRecord.getBillByReference('BILL-ABC123XYZ');

console.log('Payment Status:', status.status);

if (status.status === 'successful') {
  console.log('✓ Payment completed');
  if (status.token) {
    console.log('Electricity Token:', status.token);
  }
} else if (status.status === 'failed') {
  console.log('✗ Payment failed');
  console.log('Reason:', status.failureReason);
} else {
  console.log('⏳ Still processing...');
}

// Buy electricity
const payment = await monei.billsPay.buyElectricity({
  billerId: 'ikedc-prepaid',
  customerId: '12345678901',
  amount: 5000,
  type: 'PREPAID'
});

if (payment.status === 'successful' && payment.token) {
  console.log('✓ Payment successful!');
  console.log('\nElectricity Token:');
  console.log('Token:', payment.token);
  console.log('Units:', payment.units, 'kWh');
  console.log('Meter Number:', payment.customerId);
  console.log('Customer:', payment.customerName);
  console.log('Address:', payment.address);
  
  // Display to user or send via SMS/email
  sendTokenToCustomer(payment.token, payment.customerId);
}