Deposits

import MoneiSDK from 'monei-sdk';

const monei = new MoneiSDK({
  apiKey: process.env.MONEI_API_KEY,
});

// Get or create virtual account
const virtualAccount = await monei.wallet.getVirtualAccount();

console.log('Account Number:', virtualAccount.accountNumber);
console.log('Bank Name:', virtualAccount.bankName);
console.log('Account Name:', virtualAccount.accountName);

// If no virtual account exists, create one
if (!virtualAccount.accountNumber) {
  const newAccount = await monei.wallet.createVirtualAccount({
    nin: 'your-nin-number', // Required for account creation
    reference: 'optional-reference'
  });
  
  console.log('New Account Created:', newAccount.accountNumber);
}

import MoneiSDK from 'monei-sdk';

const monei = new MoneiSDK({
  apiKey: process.env.MONEI_API_KEY,
});

// Initiate card deposit
const deposit = await monei.deposit.initializeDeposit(
    'CARD',
    {
        amount: 10000,
        reference: 'DEP-' + Date.now(),
        currency: 'NGN',
        card: {
            cardNumber: '5531886652142950',
            cvv: '564',
            expiryMonth: '09',
            expiryYear: '32',
            cardHolderName: 'JOHN DOE'
        },
        narration: 'Wallet funding'
    }
);

console.log('Status:', deposit.status);
console.log('Reference:', deposit.reference);

// Handle next action (OTP, PIN, 3DS)
if (deposit.nextAction) {
  console.log('Action required:', deposit.nextAction.type);
  
  if (deposit.nextAction.type === 'requires_otp') {
    // Authorize with OTP
    const authorized = await monei.wallet.authorizeDeposit({
      type: 'otp',
      reference: deposit.reference,
      otp: '123456'
    });
    
    console.log('Authorization status:', authorized.status);
  }
}

// Initiate bank transfer deposit
const deposit = await monei.deposit.initializeDeposit({
  method: 'BANK_TRANSFER',
  amount: 50000,
  reference: 'DEP-' + Date.now(),
  currency: 'NGN',
  narration: 'Wallet funding'
});

console.log('Account Number:', deposit.accountNumber);
console.log('Bank Name:', deposit.bankName);
console.log('Account Name:', deposit.accountName);
console.log('Amount:', deposit.amount);
console.log('Expires:', deposit.expiry_datetime);
console.log('Note:', deposit.note);

// Initiate USSD deposit
const deposit = await monei.deposit.initializeDeposit({
  method: 'USSD',
  amount: 5000,
  reference: 'DEP-' + Date.now(),
  currency: 'NGN',
  ussd: {
    bankCode: '058' // GTBank code
  },
  narration: 'Wallet funding'
});

console.log('USSD Code:', deposit.nextAction.payment_instruction.ussdCode);
console.log('Instructions:', deposit.nextAction.payment_instruction.instructions);

// Generate payment link
const paymentLink = await monei.deposit.generatePaymentLink({
  amount: 25000,
  reference: 'DEP-' + Date.now(),
  currency: 'NGN',
  redirectUrl: 'https://yourapp.com/payment/success',
  customization: {
    title: 'Fund Your Wallet'
  },
  customer: {
    email: 'customer@example.com',
    phoneNumber: '+2348012345678',
    name: 'John Doe'
  },
  narration: 'Wallet funding'
});

console.log('Payment Link:', paymentLink.link);
// Share this link with customer

// Deposit with saved card
const deposit = await monei.deposit.depositWithPaymentMethod({
  amount: 15000,
  paymentMethodId: 'pm_abc123xyz',
  reference: 'DEP-' + Date.now(),
  currency: 'NGN',
  redirectUrl: 'https://yourapp.com/payment/success',
  narration: 'Wallet funding'
});

console.log('Status:', deposit.status);
console.log('Reference:', deposit.reference);

// Get deposit status
const status = await monei.deposit.getStatus('DEP-1234567890');

console.log('Status:', status.status);
console.log('Amount:', status.amount);
console.log('Reference:', status.reference);

if (status.status === 'COMPLETED') {
  console.log('Deposit successful!');
} else if (status.status === 'FAILED') {
  console.log('Deposit failed:', status.failureReason);
}

// Check deposit status
const deposits = await monei.transactions.getDeposits({
  status: 'pending',
  limit: 10
});

deposits.forEach(deposit => {
  console.log('Amount:', deposit.amount);
  console.log('Status:', deposit.status);
  console.log('Reference:', deposit.reference);
  console.log('Time:', deposit.createdAt);
});

// Get specific deposit
const deposit = await monei.transactions.getDeposit({depositId});
console.log('Deposit Status:', deposit.status);

import express from 'express';

const app = express();
app.use(express.json());

app.post('/webhooks/monei', (req, res) => {
  const event = req.body;
  
  // Verify webhook signature
  const signature = req.headers['x-monei-signature'];
  if (!verifySignature(event, signature)) {
    return res.status(401).send('Invalid signature');
  }
  
  // Handle deposit events
  if (event.type === 'deposit.completed') {
    console.log('Deposit confirmed!');
    console.log('Amount:', event.data.amount);
    console.log('Reference:', event.data.reference);
    console.log('New Balance:', event.data.newBalance);
    
    // Update your application
    // - Notify user
    // - Update database
    // - Trigger actions
  }
  
  res.status(200).send('OK');
});

app.listen(3000);

// Get deposit limits and usage
const limits = await monei.user.getDepositLimit();

console.log('KYC Tier:', limits.tier);
console.log('Daily Limit:', limits.dailyLimit);
console.log('Deposited Today:', limits.dailyUsed);
console.log('Remaining Today:', limits.dailyRemaining);
console.log('Monthly Limit:', limits.monthlyLimit);
console.log('Deposited This Month:', limits.monthlyUsed);

// Check if amount is within limits
const amount = 100000;
if (amount > limits.dailyRemaining) {
  console.log('Amount exceeds daily remaining limit');
  console.log('Maximum you can deposit today:', limits.dailyRemaining);
}

// Get deposit history
const deposits = await monei.transactions.getDeposits({
  page: 1,
  limit: 20,
  startDate: '2024-01-01',
  endDate: '2024-02-14',
  status: 'completed' // 'pending', 'failed', 'all'
});

console.log('Total Deposits:', deposits.total);
console.log('Page:', deposits.page);

deposits.data.forEach(deposit => {
  console.log('\nDeposit:');
  console.log('  Amount:', deposit.amount);
  console.log('  From:', deposit.senderBank);
  console.log('  Reference:', deposit.reference);
  console.log('  Status:', deposit.status);
  console.log('  Date:', deposit.completedAt);
});

// Export deposits as CSV/PDF
const statement = await monei.transactions.exportDeposits({
  startDate: '2024-01-01',
  endDate: '2024-02-14',
  format: 'pdf' // or 'csv'
});

console.log('Download URL:', statement.downloadUrl);
console.log('Expires:', statement.expiresAt);