> ## Documentation Index
> Fetch the complete documentation index at: https://docs.monei.cc/llms.txt
> Use this file to discover all available pages before exploring further.

# Create a permanent virtual account for the user



## OpenAPI

````yaml /openapi.json post /api/v1/wallet/virtual-account
openapi: 3.0.0
info:
  title: Mr Monei API Gateway
  description: External API for partners using API Key authentication
  version: '1.0'
  contact: {}
servers:
  - url: https://api.dev.monei.cc
    description: Dev Server
  - url: https://api.monei.cc
    description: Live Server
security: []
tags: []
paths:
  /api/v1/wallet/virtual-account:
    post:
      tags:
        - Wallet Account
      summary: Create a permanent virtual account for the user
      operationId: WalletAccountController_createVirtualAccount
      parameters: []
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/CreateVirtualAccountDto'
      responses:
        default:
          description: ''
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/VirtualAccountResponseDto'
      security:
        - bearer: []
        - api-key: []
components:
  schemas:
    CreateVirtualAccountDto:
      type: object
      properties:
        nin:
          type: string
        reference:
          type: string
      required:
        - nin
    VirtualAccountResponseDto:
      type: object
      properties:
        statusCode:
          type: number
        message:
          type: string
        data:
          $ref: '#/components/schemas/VirtualAccountDto'
        errors:
          type: object
      required:
        - statusCode
        - message
        - data
        - errors
    VirtualAccountDto:
      type: object
      properties:
        id:
          type: string
          description: Unique identifier
        createdAt:
          format: date-time
          type: string
          description: Record creation timestamp
        updatedAt:
          format: date-time
          type: string
          description: Record last updated timestamp
        deletedDate:
          format: date-time
          type: string
          description: Record deletion timestamp
        subWallet:
          $ref: '#/components/schemas/SubWallet'
        accountNumber:
          type: string
        bankName:
          type: string
        reference:
          type: string
        flwId:
          type: string
        status:
          type: string
        isActive:
          type: boolean
      required:
        - id
        - createdAt
        - updatedAt
        - deletedDate
        - subWallet
        - accountNumber
        - bankName
        - reference
        - flwId
        - status
        - isActive
    SubWallet:
      type: object
      properties: {}
  securitySchemes:
    api-key:
      type: apiKey
      in: header
      name: X-API-KEY

````